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How Solar Panels Affect Home Insurance

How Solar Panels Affect Home Insurance

Posted on 18/06/202218/06/2022 By Lucas Noah No Comments on How Solar Panels Affect Home Insurance

Research has shown that the sun is capable of producing energy that would sustain for a long period, just in a day. Before any other thing, contact Mouritz today.

Now, the need for solar panels increases daily as it has helped in various ways to reduce the cost of power and also greenhouse gases.

Do solar panels affect home insurance? If you want to find out how it affects home insurance, stay glued to this article.

Moving forward!

How Does Solar Panel Affect Home Insurance?

The major way by which a solar panel affects home insurance is that it attracts no extra cost! Interesting right? With a solar panel in your home, it is considered to be a part of the house, and therefore if there is an issue, home insurance can fix it.

In some cases, most people do not register a solar panel as part of the home but the moment you know that it’s part of the home, then you are good to go.

Let’s check out some of the other ways by which solar panels can affect home insurance:

Spoilt roof

If you do not hire a team of professionals to check out your solar installation, you might just be playing with having a damaged roof. Therefore, if you do not want to attract issues it is best to hire professionals who would help you get the job done without damaging your roof.

Home value

Having a solar panel tends to increase the value of your home. This is because it is seen to be an additive and not just an ordinary one but that which will be of great benefit to those living in the apartment. So, Yes! A solar panel will increase your home value.

The cost of insurance

On having a solar panel, there could be a need for an insurance policy that would cover it. This is to ensure that it is part of your home’s policy. No doubt, if it gets damaged your home insurance policy might as well look into it. Ensure you inform them at the point of installation.

Increase of coverage after installation

Increasing the coverage of your home solely depends on the individual and the insurer. When you install a solar panel in your home, there might be a need to increase the coverage of your home. This works directly with the location you are and even with the quality of your home.

Coverage due to natural circumstances

If you have a solar panel in your home, and home insurance there is a tendency that if your panel gets damaged by rain, fire, or any unplanned event. It will be looked into by your insurance policy. 

Additional note: no doubt, a solar panel affects the home insurance and can still be covered by the insurance policy of your home. All you need to do is ensure that you have the right people fix and install your solar panel and also inform your insurance policy if the solar panel is a new attachment to the home.

Lucas Noah
Administrator

Equipped with a Bachelor of Information Technology (BIT) degree, Lucas Noah stands out in the digital content creation landscape. His current roles at Creative Outrank LLC and Oceana Express LLC showcase his ability to turn complex technology topics into engagin... Read more

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